{"id":24938,"date":"2022-09-19T15:52:31","date_gmt":"2022-09-19T19:52:31","guid":{"rendered":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/homepage\/"},"modified":"2023-05-05T14:10:35","modified_gmt":"2023-05-05T18:10:35","slug":"nc-mortgage-experts","status":"publish","type":"page","link":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/","title":{"rendered":"NC Mortgage Experts"},"content":{"rendered":"\r\n
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Hey, we’re Steve and Eleanor. We\u2019ll teach you how to buy a house, especially if you are a first time home buyer in North Carolina.<\/h1>\r\n\r\n\r\n\r\n

You came here to get answers. There are more than 900 pages of information on this site about mortgages and first time home buyer loans NC, so start a search, sign up for update Newsletters, or get started below!<\/p>\r\n\r\n\r\n<\/div>\r\n\r\n\r\n\r\n

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STEVE AND ELEANOR THORNE NMLS 60596<\/figcaption>\r\n<\/figure>\r\n\r\n
We Can Help You buy a home!<\/strong><\/figcaption>\r\n<\/figure>\r\n<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n
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First the Loan then the Home…<\/h4>\r\n<\/blockquote>\r\n\r\n\r\n\r\n
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Apply Through secure portal<\/kbd><\/figcaption>\r\n<\/figure>\r\n<\/div><\/div>\r\n\r\n\r\n\r\n
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Free Rate Quote!<\/figcaption>\r\n<\/figure>\r\n<\/div><\/div>\r\n\r\n\r\n\r\n
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Need Money to buy a home?<\/figcaption>\r\n<\/figure>\r\n<\/div><\/div>\r\n\r\n\r\n\r\n
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Have credit score questions?<\/figcaption>\r\n<\/figure>\r\n<\/div><\/div>\r\n\r\n\r\n\r\n
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What’s My payment?<\/figcaption>\r\n<\/figure>\r\n<\/div><\/div>\r\n<\/div>\r\n\r\n\r\n\r\n
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Start Here<\/a><\/h2>\r\n\r\n\r\n\r\n

Apply Now, and we will customize the resources, training, and support you need to finance your dream home!<\/p>\r\n\r\n\r\n\r\n

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Increase your Knowledge.<\/p>\r\n\r\n\r\n\r\n

The FREE First Time Home Buyer Master Class<\/h2>\r\n\r\n\r\n\r\n

“We want to buy a house, BUT…” That’s what most of our conversations start with. Need help with the down payment? Need to keep your payments affordable? We can help you work around your challenges.<\/p>\r\n\r\n\r\n\r\n

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Learn More<\/a><\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n
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I had a great experience working with Stephen and Eleanor. They were available all the time to respond to my queries and helped me in understanding the loan process end to end.<\/p>\r\nBala, First Time Home Buyer <\/cite><\/blockquote>\r\n<\/figure>\r\n\r\n\r\n\r\n

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COMPLETE A LOAN APPLICATION!<\/a><\/p>\r\n\r\n\r\n\r\n

I Need Help With A Down Payment!<\/a><\/h2>\r\n\r\n\r\n\r\n

There are MULTIPLE ways to buy a house in NC with little to no cash out of your pocket! <\/strong>You can refinance to a better rate with our programs too!<\/p>\r\n\r\n\r\n\r\n

We offer safe down payment assistance programs through State Agencies for first time home buyers in NC<\/strong>. This money can cover closing costs too!<\/p>\r\n\r\n\r\n\r\n

First Time Home Buyer Tax Credits <\/strong>available as long as you owner occupy your home! Save Money!<\/p>\r\n\r\n\r\n\r\n

Learn about the home loans you qualify for in NC! Complete the secure loan application, or give us a call at 919 649 5058.<\/strong><\/p>\r\n\r\n\r\n\r\n

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Steve is a class act, very understanding and willing to work with buyers to explain everything about the process. I appreciated him throughout the experience, and wouldn’t hesitate to recommend people to him in the future<\/p>\r\n Casey, Holly Springs <\/cite><\/blockquote>\r\n<\/figure>\r\n\r\n\r\n\r\n

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Free resources. no downpayment. Instant access to professionals!<\/p>\r\n\r\n\r\n\r\n

USDA Home Loans in NC<\/h2>\r\n\r\n\r\n\r\n

Every County in NC has a portion that qualifies as more “rural” under the USDA Home Loan Program. This is a low interest rate, no down payment program for Moderate Income home buyers.\u00a0 We can direct you to the maps, income limits and the other NC tax perks available for homebuyers.\u00a0 If you are a first time home buyer in NC, you might qualify for additional down payment DPAs* that can cover part of the closing costs!<\/p>\r\n

There are entire Counties around popular Urban hubs including Raleigh, Charlotte, Greensboro, Asheville, Greenville and Wilmington that qualify for USDA Home Loans.\u00a0 Because these USDA qualifying maps are changing pretty regularly, it’s always a good idea to call us when you locate a property. 919 649 5058<\/p>\r\n

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 <\/p>\r\n","protected":false},"excerpt":{"rendered":"

Hey, we’re Steve and Eleanor. We\u2019ll teach you how to buy a house, especially if you are a first time home buyer in North Carolina. You came here to get answers. There are more than 900 pages of information on this site about mortgages and first time home buyer loans NC, so start a search, […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/blocks.php","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"yst_prominent_words":[6679,6678,3046,3267,3426,3181,4619,3316,2991,3363,3010,3215,3416,5283,2989,2984,3001,3025],"class_list":{"0":"post-24938","1":"page","2":"type-page","3":"status-publish","5":"entry","6":"has-post-thumbnail"},"jetpack_shortlink":"https:\/\/wp.me\/P2NEbf-6ue","jetpack_likes_enabled":true,"jetpack-related-posts":[{"id":2367,"url":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/need-some-free-cash-to-close\/","url_meta":{"origin":24938,"position":0},"title":"Need Some FREE Cash To Close?","author":"Eleanor Thorne","date":"May 3, 2023","format":false,"excerpt":"\u00a0 Get 3% of the Loan Amount From The Government To Buy A House in North Carolina! NC has a great First Time Home Buyer Program available, and the BEST news is... You DON'T have to be a First Time Home Buyer!\u00a0 The Program is specifically focused upon homebuyers who\u2026","rel":"","context":"With 5 comments","block_context":{"text":"With 5 comments","link":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/need-some-free-cash-to-close\/#comments"},"img":{"alt_text":"Mortgage Grants down payment assistance","src":"https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2011\/12\/downpayment.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":4417,"url":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/previous-bankruptcy-guidelines-for-mortgage-loans\/","url_meta":{"origin":24938,"position":1},"title":"Previous Bankruptcy Guidelines for Mortgage Loans","author":"Eleanor Thorne","date":"November 20, 2012","format":false,"excerpt":"This is an expanded answer to the question about Previous Bankruptcy Guidelines for Mortgage Loans\u00a0and folks who want to use the NC Affordable Housing \/ First time Home Buyer Program Grant Can I use the NC First time Home Buyer Program if I had a Bankruptcy?\u00a0 Guidelines for the First\u2026","rel":"","context":"With 1 comment","block_context":{"text":"With 1 comment","link":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/previous-bankruptcy-guidelines-for-mortgage-loans\/#comments"},"img":{"alt_text":"previous bankruptcy waiting period","src":"https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2013\/06\/inspiration.jpg?fit=492%2C650&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":365,"url":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/following-me-on-twitter\/","url_meta":{"origin":24938,"position":2},"title":"Following Me On Twitter?","author":"Eleanor Thorne","date":"June 30, 2010","format":false,"excerpt":"Thanks for following me on Twitter! (click here if you're not already following me) I am a mortgage lender, a father, an exceptional cook (cook for @125 kids at church on Sunday nights)! I strongly agree with Dave Ramsey's budgeting strategies, and follow most (it's hard to be 100% accurate\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2010\/06\/Picture-028.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":7890,"url":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/fha-loan-limits-for-north-carolina\/","url_meta":{"origin":24938,"position":3},"title":"FHA Loan Limits For North Carolina","author":"Eleanor Thorne","date":"March 9, 2019","format":false,"excerpt":"There have been some year over year changes to the FHA Loan Limits in NC for 2019. \u00a0They are slight, but highlighted below. The FHA Loan Limits\u00a0for North Carolina are scheduled to change each year, however, in the past several years, the County limits have been dropped, and then raised\u2026","rel":"","context":"With 13 comments","block_context":{"text":"With 13 comments","link":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/fha-loan-limits-for-north-carolina\/#comments"},"img":{"alt_text":"FHA Loan Limits For North Carolina","src":"https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2013\/12\/nc_welcomes_you.png?fit=771%2C581&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2013\/12\/nc_welcomes_you.png?fit=771%2C581&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2013\/12\/nc_welcomes_you.png?fit=771%2C581&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2013\/12\/nc_welcomes_you.png?fit=771%2C581&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":4257,"url":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/nc-mortgage-expert\/","url_meta":{"origin":24938,"position":4},"title":"NC Mortgage Experts!","author":"Eleanor Thorne","date":"November 1, 2012","format":false,"excerpt":"We have so many names - I'm just going to go on the record blame the fact that we've been in the business for a bloomin' long time! :) You will find us listed on Facebook and Google Plus as NC Mortgage Experts, we also refer to that \"name\" in\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"facebook_button","src":"https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2010\/01\/facebook_button1.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":520,"url":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/about\/where-we-work-and-why-you-care\/lender-411\/","url_meta":{"origin":24938,"position":5},"title":"Lender 411 And NC Homes For Sale","author":"Eleanor Thorne","date":"January 4, 2010","format":false,"excerpt":"We answer questions on Lender 411 too! We've also been featured on NC Homes for Sale: North Carolina Homes is the one of the top sites for North Carolina Real Estate, including Holly Springs NC Real Estate, condos, multi families, and townhouses for sale. North Carolina Homes also services South\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"How do I start the HomeBuying Process","src":"https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2014\/07\/be-prepared.jpg?fit=1000%2C621&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2014\/07\/be-prepared.jpg?fit=1000%2C621&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2014\/07\/be-prepared.jpg?fit=1000%2C621&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2014\/07\/be-prepared.jpg?fit=1000%2C621&ssl=1&resize=700%2C400 2x"},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-json\/wp\/v2\/pages\/24938","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-json\/wp\/v2\/comments?post=24938"}],"version-history":[{"count":0,"href":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-json\/wp\/v2\/pages\/24938\/revisions"}],"wp:attachment":[{"href":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-json\/wp\/v2\/media?parent=24938"}],"wp:term":[{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-json\/wp\/v2\/yst_prominent_words?post=24938"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}