![\"\"](\"https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2008\/09\/tenten.JPG?resize=436%2C369&ssl=1\")
We found this VERY cool map that shows exactly where you can purchase a home in Western Wake County using the 100% USDA program!\u00a0 As you can see, if you are on the “left side” of Ten Ten, in Holly Springs, or Fuquay – or parts of Apex, you qualify for this 100% program!<\/p>\n
The “mortgage insurance” for USDA is considered a “funding fee” and is 2% (there’s also an annual fee of .3%).\u00a0 So if you purchased this home that’s currently for sale at $136900 – you would have your P&I calculated on $139,638.\u00a0 TODAY (and depending on when you’re reading all of this the house and the rates might be different) the P&I (principal and interest payment) for a 100%, no money down loan on this house, with no origination fee would be…<\/p>\n
$644.67<\/strong><\/p>\n Can you believe that??\u00a0 All the bad news on the airwaves, and you can buy this GREAT home at that price per month!\u00a0 WOW!<\/strong><\/p>\n We recently did a comparison of No Money Down Home Loans<\/a> in NC, and we still think USDA Home Loans might be the best option. \u00a0Be careful about waiting though… Congress has changed some rules, and as it stand, USDA might not be offered in the same parts of NC<\/a> starting in Dec of 2014 (click here <\/a>for updated maps) , as it is now!<\/p>\n If you need more information about qualifying for a USDA home loan<\/a><\/strong>, or buying a home in Western Wake County<\/strong>, please call Steve and Eleanor Thorne<\/a>, NC Mortgage Lender, 919-649-5058<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":" We found this VERY cool map that shows exactly where you can purchase a home in Western Wake County using the 100% USDA program!\u00a0 As you can see, if you are on the “left side” of Ten Ten, in Holly Springs, or Fuquay – or parts of Apex, you qualify for this 100% program! The […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[82,81],"tags":[173,2077,34,133,752,127,129,128],"yst_prominent_words":[3324,3010,3140,2942,3134,3008,3001,3041,11259,11262,11260],"class_list":{"0":"post-88","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-first-time-homebuyer","7":"category-usda-loans","8":"tag-nc","9":"tag-no-money-down-home-loans","10":"tag-usda","11":"tag-usda-home-loans","12":"tag-usda-home-loans-nc","13":"tag-usda-mortgages","14":"tag-usda-properties","15":"tag-usda-wake-county","16":"entry","17":"has-post-thumbnail"},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p2NEbf-1q","jetpack_likes_enabled":true,"jetpack-related-posts":[{"id":90,"url":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/usda-loans\/north-carolina-usda-mortgage-loans\/","url_meta":{"origin":88,"position":0},"title":"North Carolina USDA Mortgage Loans Updated 2\/2012","author":"Eleanor Thorne","date":"September 9, 2008","format":false,"excerpt":"In NC, we have some big cities... but we get rural fast!\u00a0 I can't tell you how many people, dispite the cost of gas, who say, \"I'm just lookin' for some land!\" or \"I can't stand those little 'Barbie Doll' houses sitting right next to each other!\" Well, if you\u2019re\u2026","rel":"","context":"In "First Time Home Buyer"","block_context":{"text":"First Time Home Buyer","link":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/first-time-homebuyer\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2012\/02\/new-homes-in-apex.jpg?fit=300%2C225&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":1629,"url":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/usda-loans\/100-loans-western-wake-county-nc\/","url_meta":{"origin":88,"position":1},"title":"100% Loans Western Wake County, NC","author":"Eleanor Thorne","date":"February 27, 2012","format":false,"excerpt":"Here's some GOOD NEWS!\u00a0 There are TONS of places that allow USDA 100% loans in Western and Southern Wake County. From the picture to the left, the areas marked in \"peach\" are not eligible... However, large parts of Apex clearly do! (see Kelly Road?) The line that runs from the\u2026","rel":"","context":"In "USDA Home Loans"","block_context":{"text":"USDA Home Loans","link":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/usda-loans\/"},"img":{"alt_text":"USDA no money down home loan","src":"https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2012\/02\/USDALOGO.jpg?fit=1200%2C827&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2012\/02\/USDALOGO.jpg?fit=1200%2C827&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2012\/02\/USDALOGO.jpg?fit=1200%2C827&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2012\/02\/USDALOGO.jpg?fit=1200%2C827&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2012\/02\/USDALOGO.jpg?fit=1200%2C827&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":1690,"url":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/usda-loans\/usda-home-loans-rock-the-triangle\/","url_meta":{"origin":88,"position":2},"title":"USDA Home Loans Near Raleigh NC","author":"Eleanor Thorne","date":"February 7, 2017","format":false,"excerpt":"In the Triangle, we are lucky to have such a large area that qualifies for USDA financing on mortgage loans!\u00a0 This program offers a 100% loan for home buyers who qualify with properties located in the more \"rural\" parts of the area! Does that mean it's just for a FARM?\u00a0\u2026","rel":"","context":"In "USDA Home Loans"","block_context":{"text":"USDA Home Loans","link":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/usda-loans\/"},"img":{"alt_text":"USDA Home Loans near Raleigh NC","src":"https:\/\/i0.wp.com\/activerain.com\/image_store\/uploads\/6\/7\/4\/1\/9\/ar123300180191476.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":1769,"url":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/usda-loans\/usda-home-loans-in-nc-are-affordable\/","url_meta":{"origin":88,"position":3},"title":"USDA Home Loans in NC Are Affordable!","author":"Eleanor Thorne","date":"July 21, 2011","format":false,"excerpt":"In North Carolina, we get RURAL in a hurry! \u00a0I mean you can be in an area where you hear Roosters when you wake up, and only have to drive about 25 minutes to your job at the Research Triangle Park!\u00a0\u00a0One of the programs that folks in this area are\u2026","rel":"","context":"In "USDA Home Loans"","block_context":{"text":"USDA Home Loans","link":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/usda-loans\/"},"img":{"alt_text":"NC Gets Rural FAST!","src":"https:\/\/i0.wp.com\/activerain.com\/image_store\/uploads\/7\/9\/8\/8\/7\/ar126748193178897.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":126,"url":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/usda-loans\/maximum-income-requirements-usda-in-wake-county-nc\/","url_meta":{"origin":88,"position":4},"title":"Maximum Income Requirements USDA in Wake County NC","author":"Eleanor Thorne","date":"May 7, 2025","format":false,"excerpt":"The Raleigh \/ Holly Springs real estate markets are considered a Major Suburban Area (MSA) by the Government.\u00a0 When you are looking for maximum Income Limits USDA Loans Raleigh, on the USDA Eligibility Website - you will need to look at Raleigh \/ Holly Springs Guaranteed Loans. In Wake County\u2026","rel":"","context":"In "USDA Home Loans"","block_context":{"text":"USDA Home Loans","link":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/usda-loans\/"},"img":{"alt_text":"Maximum Income Limits USDA Loans Raleigh NC","src":"https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2009\/01\/holly_springs.jpg?fit=596%2C347&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2009\/01\/holly_springs.jpg?fit=596%2C347&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2009\/01\/holly_springs.jpg?fit=596%2C347&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":4316,"url":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/usda-loans\/usda-loans-in-knightdale-nc\/","url_meta":{"origin":88,"position":5},"title":"USDA Loans in Knightdale NC","author":"Eleanor Thorne","date":"June 14, 2018","format":false,"excerpt":"USDA Home Loans in Knightdale, NC 27545 do not have a maximum loan amount - however, the property must be located within the USDA \"Eligibility\" area. Here are maps of the Wake County area, remember that the \"faint pink\" parts on the map do NOT qualify for USDA Loans. If\u2026","rel":"","context":"In "USDA Home Loans"","block_context":{"text":"USDA Home Loans","link":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/usda-loans\/"},"img":{"alt_text":"knightdale_nc usda home loans","src":"https:\/\/i0.wp.com\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-content\/uploads\/2012\/11\/knightdale_nc.png?fit=507%2C224&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-json\/wp\/v2\/posts\/88","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-json\/wp\/v2\/comments?post=88"}],"version-history":[{"count":0,"href":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-json\/wp\/v2\/posts\/88\/revisions"}],"wp:attachment":[{"href":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-json\/wp\/v2\/media?parent=88"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-json\/wp\/v2\/categories?post=88"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-json\/wp\/v2\/tags?post=88"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/pfh.ysh.temporary.site\/website_d1c340c1\/wp-json\/wp\/v2\/yst_prominent_words?post=88"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}